Calculate your fraud and chargeback exposure before you talk to anyone
Input your volume, chargeback rate, and average order value. Get your estimated annual exposure, your VAMP risk status, and what a 30% reduction would mean for your P&L.
Calculation is indicative and runs entirely in your browser — no data is shared with SENTR until you choose to book a session.
Your numbers
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Your exposure
This is what shadow mode measures against your live data in 50 days.
What your result means
Acquirer relationship risk is live
At this chargeback rate, you are in Visa Acquirer Monitoring Programme territory. Acquirers issue warnings before they terminate. The window to demonstrate improvement is narrow — and traditional fraud tool procurement cycles take longer than the warning period.
Shadow mode produces a quantified reduction case for your acquirer in 50 days.
Approaching the threshold — margin erosion is live
You are not yet in acquirer warning territory, but the trend matters more than the rate. Most fraud stack improvements take 6–12 months to show on chargeback reports. SENTR shadow mode gives you a 50-day forward view before the rate moves further.
See your delta before you cross the line.
Rate is healthy — but fraud is not what your P&L reports say it is
Chargebacks measure what the card scheme catches. They do not measure fraud that clears without dispute — friendly fraud, synthetic identity costs, and investigation overhead are outside the chargeback rate entirely. Shadow mode maps what your rate doesn't.
Shadow mode maps what your chargeback rate doesn't show.